There are several social security disability options to help thought those tough times. The older you’re now is the safer you need to be with your investments. Just understand what I mean about old. If you’re under 50 years of age, then you’re not too old for the small cap mutual funds and small cap companies that you could be investing into with your extra money now. You can be aggressive with your investments while still in your forties. Once you turn 50, you do need to start limiting your exposure to the smaller companies and higher risk investments. However, you don’t have to totally take all your money out at 50. Just start making small moves with your money into safer investments like mid-cap companies and mutual funds. It’s never too late to start investing and plan your nest egg to last for decades after retirement!

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